Montgomery County Heritage Museum in Conroe, Texas

Photo: Montgomery County Heritage Museum by HIM Nguyen, CC BY-SA 3.0 (cropped)

Buying a home in Conroe, TX

What Conroe homes cost, how fast they sell, the real monthly payment with taxes and insurance, and what your budget buys, from 4,155 HAR MLS sales. Updated October 2026.

Talk to a Conroe buyer's agentSelling in Conroe?

Is it a good time to buy a house in Conroe, TX?

Conroe is a balanced market with 5.5 months of homes for sale (1,919 active single-family listings). Homes sold for a median 98.3% of list price after 45 days, and 62% of sellers paid toward the buyer's closing costs (median $7,000), so there is room to negotiate on homes that have sat.

The Conroe home market, October 2026

From our monthly market report: resale single-family homes closed 2025-10-18 to 2026-10-18, HAR MLS.

Median sale price · 12 mo
$335,000 ■ flat
Last 3 months $320K · 2,110 resales
Price per sq ft · 12 mo
$155 ▼ 2.1%
Median 2,220 sq ft · built 2011
Days on market · 12 mo
35 days ▲ 3 days
CDOM 60 · 98.3% of list · 78% below original ask
Cash buy target · 12 mo
$207,000 ▼ 0.7%
Median fixer-upper sale (136) · 26% below updated $/sq ft · cash sales $314K
Seller concessions · 12 mo
44% ▲ 5 pts
of sales · median $7,000 (2.3%)
Median rent, houses · 12 mo
$1,985 ▲ 1.8%
2,411 leases · $1.11/sq ft · 3-bed $1,789
2024-102026-10$305K
Median resale price by month, 24 months (gray = the year before).

▲▼ = change vs the 12 months before (2024-10-18 to 2025-10-18). Resale single-family houses, new construction excluded.

Balanced5.5 months of inventory

1,927 single-family homes active, 423 pending, against 348 closings a month (new builds included). Under 4 months favors sellers, over 6 favors buyers.

All single-family sales including new construction: median $310,000; new construction 49% of sales at a median $289,990. For sale today: 1,919 homes at a median list price of $340,000, on the market a median 57 days; 423 under contract. 8% of homes sold have a pool.

The real monthly payment

For the median Conroe home ($310,000) with 10% down ($31,000) at the 7.40% 30-year average (2026-10-15).

Property tax at the median MLS rate before any homestead exemption; insurance 0.9% of price a year; HOA averaged across homes. Mortgage insurance, if any, is extra. Get a lender quote for your own number.

Principal + interest$1,932
Property tax (2.58%)$668
Homeowners insurance$232
HOA (average)$48
Estimated payment / month$2,880

For comparison, a 3-bedroom house in Conroe rents for a median $1,789 a month.

What your budget buys in Conroe

The typical home sold in each price range, last 12 months (new construction included).

Price rangeMedian sq ftBedroomsBuiltNew constructionHomes sold
Under $250K1,5083202555%1,106
$250K–$350K2,0354202555%1,399
$350K–$450K2,4524202243%753
$450K–$600K2,9034202347%556
$600K and up3,7484201727%341

Conroe by ZIP code

ZIP codes with at least 20 single-family sales in the last 12 months. Flood claims are FEMA flood insurance claims in 10 years.

ZIPMedian pricePrice / sq ftMedian sq ftDays on marketFor sale nowFlood claims (10 yr)
77302$344,160$1562,29559444661
77304$360,000$1632,31647318192
77303$250,000$1431,8474628775
77301$272,000$1392,03446212131
77385$370,000$1632,37430162391
77384$390,000$1642,5264313831
77306$199,000$1321,5353124688
77356$359,000$1622,3372644327
77378$304,625$1482,0284565
77318$379,000$1612,4483429144
Costs and risks to check
In 100-year flood zone
4% of resale homes sold
Flood claims, 10 years
2,962 FEMA NFIP, city ZIP codes
Property tax rate
2.08% median on MLS, incl. MUD/PID
HOA
$684/yr 78% of homes · check lease rules
Insurance (estimate)
0.9% of value ≈ $167/mo
Cash buyers
27% of 286 sales reporting terms
Days to lease
35 days ▲ 6 days
Rental supply
3.3 mo 720 for lease now

Rates: 30-year fixed average 7.40% (2026-10-15), 6.27% a year earlier; 15-year 6.71% (Freddie Mac via FRED). Investor DSCR loan quote 7.875% (Blink Lending, 2026-10-14).

Buying in Conroe: questions we hear

How much is a house in Conroe, TX?
The median single-family home in Conroe sold for $310,000 over the last 12 months (4,155 sales), $152 per square foot. Resales: $335,000; new construction: $289,990 (49% of sales). Homes for sale today list at a median $340,000.
What is the monthly payment on a $310,000 house in Conroe?
About $2,880 a month with 10% down ($31,000) at the 7.40% 30-year average rate: $1,932 principal and interest, $668 property tax at Conroe's median 2.58% rate, $232 insurance and $48 HOA. A homestead exemption lowers the tax once you live there; mortgage insurance may apply under 20% down. A 3-bedroom house rents for about $1,789 here.
What are property taxes in Conroe, TX?
The median total tax rate on homes sold in Conroe was 2.58% (all taxing units combined, including MUD or PID districts where they apply). Texas has no state income tax, so local property taxes are higher than most states. 88% of homes sold have an HOA (median $650 a year).
What school districts serve Conroe?
Homes sold in Conroe in the last 12 months were in Conroe ISD, Willis ISD, Montgomery ISD, Splendora ISD. Districts follow property lines, not city or ZIP lines, so check the district for each address you consider.
What can I buy in Conroe for my budget?
In the $250K–$350K range, the typical Conroe home sold was 2,035 square feet with 4 bedrooms, built around 2025. Every price range is in the table on this page.
Does Conroe flood?
4% of resale homes sold in Conroe sit in a FEMA 100-year flood zone, and the city's ZIP codes had 2,962 flood insurance claims in 10 years. Check the flood zone and the seller's disclosure for every home, and quote flood insurance before you offer.

Looking somewhere else around Houston?

Buying to rent it out? See rents and cash flow in Conroe. Already own here? See what Conroe homes sell for.

Sources: HAR MLS closed sales, active listings and leases (single-family homes); Freddie Mac 30-year average rate via FRED; FEMA National Flood Insurance Program claims (OpenFEMA). Data as of 2026-10-20; medians for the Conroe postal city (Montgomery County). Based on information from the Houston Association of REALTORS® MLS; not guaranteed accurate. School district names come from MLS records; verify for each address.

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