Riverstone entrance with flower beds, Missouri City, Texas

Photo: Riverstone by Twb3553, CC BY-SA 4.0 (cropped)

Buying a home in Missouri City, TX

What Missouri City homes cost, how fast they sell, the real monthly payment with taxes and insurance, and what your budget buys, from 1,414 HAR MLS sales. Updated October 2026.

Talk to a Missouri City buyer's agentSelling in Missouri City?

Is it a good time to buy a house in Missouri City, TX?

Missouri City is a balanced market with 5.8 months of homes for sale (686 active single-family listings). Homes sold for a median 97.7% of list price after 34 days, and 50% of sellers paid toward the buyer's closing costs (median $7,500), so there is room to negotiate on homes that have sat.

The Missouri City home market, October 2026

From our monthly market report: resale single-family homes closed 2025-10-18 to 2026-10-18, HAR MLS.

Median sale price · 12 mo
$375,000 ■ flat
Last 3 months $377K · 1,052 resales
Price per sq ft · 12 mo
$148 ▼ 2.9%
Median 2,650 sq ft · built 2002
Days on market · 12 mo
27 days ▲ 6 days
CDOM 50 · 98.0% of list · 77% below original ask
Cash buy target · 12 mo
$230,000 ▼ 6.1%
Median fixer-upper sale (66) · 29% below updated $/sq ft · cash sales $345K
Seller concessions · 12 mo
44% ▲ 3 pts
of sales · median $7,500 (2.1%)
Median rent, houses · 12 mo
$2,389 ■ flat
878 leases · $1.08/sq ft · 3-bed $2,100
2024-102026-10$383K
Median resale price by month, 24 months (gray = the year before).

▲▼ = change vs the 12 months before (2024-10-18 to 2025-10-18). Resale single-family houses, new construction excluded.

Balanced5.9 months of inventory

696 single-family homes active, 132 pending, against 119 closings a month (new builds included). Under 4 months favors sellers, over 6 favors buyers.

All single-family sales including new construction: median $390,000; new construction 26% of sales at a median $440,000. For sale today: 686 homes at a median list price of $445,000, on the market a median 53 days; 132 under contract. 15% of homes sold have a pool.

The real monthly payment

For the median Missouri City home ($390,000) with 10% down ($39,000) at the 7.40% 30-year average (2026-10-15).

Property tax at the median MLS rate before any homestead exemption; insurance 0.9% of price a year; HOA averaged across homes. Mortgage insurance, if any, is extra. Get a lender quote for your own number.

Principal + interest$2,430
Property tax (2.46%)$800
Homeowners insurance$292
HOA (average)$107
Estimated payment / month$3,629

For comparison, a 3-bedroom house in Missouri City rents for a median $2,100 a month.

What your budget buys in Missouri City

The typical home sold in each price range, last 12 months (new construction included).

Price rangeMedian sq ftBedroomsBuiltNew constructionHomes sold
Under $250K1,703319780%136
$250K–$350K1,9853200430%414
$350K–$450K2,6034200619%356
$450K–$600K3,1174201838%238
$600K and up4,2315201733%270

Missouri City by ZIP code

ZIP codes with at least 20 single-family sales in the last 12 months. Flood claims are FEMA flood insurance claims in 10 years.

ZIPMedian pricePrice / sq ftMedian sq ftDays on marketFor sale nowFlood claims (10 yr)
77459$415,000$1622,73436599540
77489$259,900$1411,7312785134
Costs and risks to check
In 100-year flood zone
0% of resale homes sold
Flood claims, 10 years
1,078 FEMA NFIP, city ZIP codes
Property tax rate
2.39% median on MLS, incl. MUD/PID
HOA
$950/yr 97% of homes · check lease rules
Insurance (estimate)
0.9% of value ≈ $176/mo
Cash buyers
21% of 158 sales reporting terms
Days to lease
26 days ▼ 11 days
Rental supply
2.9 mo 244 for lease now

Rates: 30-year fixed average 7.40% (2026-10-15), 6.27% a year earlier; 15-year 6.71% (Freddie Mac via FRED). Investor DSCR loan quote 7.875% (Blink Lending, 2026-10-14).

Buying in Missouri City: questions we hear

How much is a house in Missouri City, TX?
The median single-family home in Missouri City sold for $390,000 over the last 12 months (1,414 sales), $160 per square foot. Resales: $375,000; new construction: $440,000 (26% of sales). Homes for sale today list at a median $445,000.
What is the monthly payment on a $390,000 house in Missouri City?
About $3,629 a month with 10% down ($39,000) at the 7.40% 30-year average rate: $2,430 principal and interest, $800 property tax at Missouri City's median 2.46% rate, $292 insurance and $107 HOA. A homestead exemption lowers the tax once you live there; mortgage insurance may apply under 20% down. A 3-bedroom house rents for about $2,100 here.
What are property taxes in Missouri City, TX?
The median total tax rate on homes sold in Missouri City was 2.46% (all taxing units combined, including MUD or PID districts where they apply). Texas has no state income tax, so local property taxes are higher than most states. 98% of homes sold have an HOA (median $1,310 a year).
What school districts serve Missouri City?
Homes sold in Missouri City in the last 12 months were in Fort Bend ISD. Districts follow property lines, not city or ZIP lines, so check the district for each address you consider.
What can I buy in Missouri City for my budget?
In the $250K–$350K range, the typical Missouri City home sold was 1,985 square feet with 3 bedrooms, built around 2004. Every price range is in the table on this page.
Does Missouri City flood?
0% of resale homes sold in Missouri City sit in a FEMA 100-year flood zone, and the city's ZIP codes had 1,078 flood insurance claims in 10 years. Check the flood zone and the seller's disclosure for every home, and quote flood insurance before you offer.

Looking somewhere else around Houston?

Buying to rent it out? See rents and cash flow in Missouri City. Already own here? See what Missouri City homes sell for.

Sources: HAR MLS closed sales, active listings and leases (single-family homes); Freddie Mac 30-year average rate via FRED; FEMA National Flood Insurance Program claims (OpenFEMA). Data as of 2026-10-20; medians for the Missouri City postal city (Fort Bend County). Based on information from the Houston Association of REALTORS® MLS; not guaranteed accurate. School district names come from MLS records; verify for each address.

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