Buying a home in Fulshear, TX

What Fulshear homes cost, how fast they sell, the real monthly payment with taxes and insurance, and what your budget buys, from 1,795 HAR MLS sales. Updated October 2026.

Is it a good time to buy a house in Fulshear, TX?

Fulshear is a balanced market with 4.6 months of homes for sale (686 active single-family listings). Homes sold for a median 97.8% of list price after 35 days, and 63% of sellers paid toward the buyer's closing costs (median $5,000), so there is room to negotiate on homes that have sat.

The Fulshear home market, October 2026

From our monthly market report: resale single-family homes closed 2025-10-18 to 2026-10-18, HAR MLS.

Median sale price · 12 mo
$585,000 ▲ 1.7%
Last 3 months $568K · 527 resales
Price per sq ft · 12 mo
$190 ▼ 1.6%
Median 3,122 sq ft · built 2017
Days on market · 12 mo
28 days ▲ 6 days
CDOM 56 · 97.7% of list · 82% below original ask
Cash buy target · 12 mo
—
Too few fixer-upper sales
Seller concessions · 12 mo
29% ▼ 2 pts
of sales · median $5,000 (0.9%)
Median rent, houses · 12 mo
$2,500 ▼ 13.5%
653 leases · $1.16/sq ft · 3-bed $2,100
2024-102026-10$630K
Median resale price by month, 24 months (gray = the year before).

▲▼ = change vs the 12 months before (2024-10-18 to 2025-10-18). Resale single-family houses, new construction excluded.

Balanced4.6 months of inventory

690 single-family homes active, 226 pending, against 150 closings a month (new builds included). Under 4 months favors sellers, over 6 favors buyers.

All single-family sales including new construction: median $447,406; new construction 71% of sales at a median $400,000. For sale today: 686 homes at a median list price of $489,980, on the market a median 48 days; 226 under contract. 9% of homes sold have a pool.

The real monthly payment

For the median Fulshear home ($447,406) with 10% down ($44,741) at the 7.40% 30-year average (2026-10-15).

Property tax at the median MLS rate before any homestead exemption; insurance 0.9% of price a year; HOA averaged across homes. Mortgage insurance, if any, is extra. Get a lender quote for your own number.

Principal + interest$2,788
Property tax (2.84%)$1,057
Homeowners insurance$336
HOA (average)$107
Estimated payment / month$4,288

For comparison, a 3-bedroom house in Fulshear rents for a median $2,100 a month.

What your budget buys in Fulshear

The typical home sold in each price range, last 12 months (new construction included).

Price rangeMedian sq ftBedroomsBuiltNew constructionHomes sold
$250K–$350K1,7924202689%462
$350K–$450K2,5104202581%439
$450K–$600K2,9964202569%436
$600K and up3,9004202244%452

Fulshear by ZIP code

ZIP codes with at least 20 single-family sales in the last 12 months. Flood claims are FEMA flood insurance claims in 10 years.

ZIPMedian pricePrice / sq ftMedian sq ftDays on marketFor sale nowFlood claims (10 yr)
77441$445,000$1702,7033256890
77423$432,240$1802,5396294274
77494$710,000$1963,58509242
Costs and risks to check
In 100-year flood zone
4% of resale homes sold
Flood claims, 10 years
364 FEMA NFIP, city ZIP codes
Property tax rate
2.65% median on MLS, incl. MUD/PID
HOA
$1,500/yr 98% of homes · check lease rules
Insurance (estimate)
0.9% of value ≈ $259/mo
Cash buyers
30% of 57 sales reporting terms
Days to lease
27 days ▼ 13 days
Rental supply
3.3 mo 193 for lease now

Rates: 30-year fixed average 7.40% (2026-10-15), 6.27% a year earlier; 15-year 6.71% (Freddie Mac via FRED). Investor DSCR loan quote 7.875% (Blink Lending, 2026-10-14).

Buying in Fulshear: questions we hear

How much is a house in Fulshear, TX?
The median single-family home in Fulshear sold for $447,406 over the last 12 months (1,795 sales), $172 per square foot. Resales: $585,000; new construction: $400,000 (71% of sales). Homes for sale today list at a median $489,980.
What is the monthly payment on a $447,406 house in Fulshear?
About $4,288 a month with 10% down ($44,741) at the 7.40% 30-year average rate: $2,788 principal and interest, $1,057 property tax at Fulshear's median 2.84% rate, $336 insurance and $107 HOA. A homestead exemption lowers the tax once you live there; mortgage insurance may apply under 20% down. A 3-bedroom house rents for about $2,100 here.
What are property taxes in Fulshear, TX?
The median total tax rate on homes sold in Fulshear was 2.84% (all taxing units combined, including MUD or PID districts where they apply). Texas has no state income tax, so local property taxes are higher than most states. 99% of homes sold have an HOA (median $1,300 a year).
What school districts serve Fulshear?
Homes sold in Fulshear in the last 12 months were in Lamar Consolidated ISD, Katy ISD. Districts follow property lines, not city or ZIP lines, so check the district for each address you consider.
What can I buy in Fulshear for my budget?
In the $350K–$450K range, the typical Fulshear home sold was 2,510 square feet with 4 bedrooms, built around 2025. Every price range is in the table on this page.
Does Fulshear flood?
4% of resale homes sold in Fulshear sit in a FEMA 100-year flood zone, and the city's ZIP codes had 364 flood insurance claims in 10 years. Check the flood zone and the seller's disclosure for every home, and quote flood insurance before you offer.

Looking somewhere else around Houston?

Buying to rent it out? See rents and cash flow in Fulshear. Already own here? See what Fulshear homes sell for.

Sources: HAR MLS closed sales, active listings and leases (single-family homes); Freddie Mac 30-year average rate via FRED; FEMA National Flood Insurance Program claims (OpenFEMA). Data as of 2026-10-20; medians for the Fulshear postal city (Fort Bend County). Based on information from the Houston Association of REALTORS® MLS; not guaranteed accurate. School district names come from MLS records; verify for each address.

Buying in Fulshear?

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