Old steel truss bridge over the San Jacinto River near Humble, Texas

Photo: Old San Jacinto River Truss Bridge by Jim Evans, CC BY-SA 4.0 (cropped)

Buying a home in Humble, TX

What Humble homes cost, how fast they sell, the real monthly payment with taxes and insurance, and what your budget buys, from 1,610 HAR MLS sales. Updated October 2026.

Talk to a Humble buyer's agentSelling in Humble?

Is it a good time to buy a house in Humble, TX?

Humble is a balanced market with 5.1 months of homes for sale (689 active single-family listings). Homes sold for a median 98.8% of list price after 31 days, and 62% of sellers paid toward the buyer's closing costs (median $7,500), so there is room to negotiate on homes that have sat.

The Humble home market, October 2026

From our monthly market report: resale single-family homes closed 2025-10-18 to 2026-10-18, HAR MLS.

Median sale price · 12 mo
$285,103 ▼ 3.4%
Last 3 months $285K · 1,449 resales
Price per sq ft · 12 mo
$133 ▼ 1.0%
Median 2,295 sq ft · built 2004
Days on market · 12 mo
31 days ▲ 3 days
CDOM 49 · 98.9% of list · 72% below original ask
Cash buy target · 12 mo
$220,000 ▲ 0.9%
Median fixer-upper sale (125) · 21% below updated $/sq ft · cash sales $240K
Seller concessions · 12 mo
59% ▲ 6 pts
of sales · median $7,500 (2.6%)
Median rent, houses · 12 mo
$2,030 ▼ 2.2%
1,206 leases · $1.07/sq ft · 3-bed $1,900
2024-102026-10$260K
Median resale price by month, 24 months (gray = the year before).

▲▼ = change vs the 12 months before (2024-10-18 to 2025-10-18). Resale single-family houses, new construction excluded.

Balanced5.2 months of inventory

696 single-family homes active, 149 pending, against 135 closings a month (new builds included). Under 4 months favors sellers, over 6 favors buyers.

All single-family sales including new construction: median $285,000; new construction 10% of sales at a median $273,180. For sale today: 689 homes at a median list price of $320,000, on the market a median 54 days; 149 under contract. 13% of homes sold have a pool.

The real monthly payment

For the median Humble home ($285,000) with 10% down ($28,500) at the 7.40% 30-year average (2026-10-15).

Property tax at the median MLS rate before any homestead exemption; insurance 0.9% of price a year; HOA averaged across homes. Mortgage insurance, if any, is extra. Get a lender quote for your own number.

Principal + interest$1,776
Property tax (2.54%)$603
Homeowners insurance$214
HOA (average)$39
Estimated payment / month$2,632

For comparison, a 3-bedroom house in Humble rents for a median $1,900 a month.

What your budget buys in Humble

The typical home sold in each price range, last 12 months (new construction included).

Price rangeMedian sq ftBedroomsBuiltNew constructionHomes sold
Under $250K1,6093199812%501
$250K–$350K2,2144200511%641
$350K–$450K2,749420099%301
$450K–$600K3,397420128%120
$600K and up4,420520060%47

Humble by ZIP code

ZIP codes with at least 20 single-family sales in the last 12 months. Flood claims are FEMA flood insurance claims in 10 years.

ZIPMedian pricePrice / sq ftMedian sq ftDays on marketFor sale nowFlood claims (10 yr)
77346$315,000$1352,46732373507
77396$272,000$1372,09128153265
77338$235,990$1411,68428162508
Costs and risks to check
In 100-year flood zone
2% of resale homes sold
Flood claims, 10 years
3,723 FEMA NFIP, city ZIP codes
Property tax rate
2.52% median on MLS, incl. MUD/PID
HOA
$535/yr 93% of homes · check lease rules
Insurance (estimate)
0.9% of value ≈ $161/mo
Cash buyers
20% of 229 sales reporting terms
Days to lease
27 days ▼ 4 days
Rental supply
3.0 mo 326 for lease now

Rates: 30-year fixed average 7.40% (2026-10-15), 6.27% a year earlier; 15-year 6.71% (Freddie Mac via FRED). Investor DSCR loan quote 7.875% (Blink Lending, 2026-10-14).

Buying in Humble: questions we hear

How much is a house in Humble, TX?
The median single-family home in Humble sold for $285,000 over the last 12 months (1,610 sales), $136 per square foot. Resales: $285,000; new construction: $273,180 (10% of sales). Homes for sale today list at a median $320,000.
What is the monthly payment on a $285,000 house in Humble?
About $2,632 a month with 10% down ($28,500) at the 7.40% 30-year average rate: $1,776 principal and interest, $603 property tax at Humble's median 2.54% rate, $214 insurance and $39 HOA. A homestead exemption lowers the tax once you live there; mortgage insurance may apply under 20% down. A 3-bedroom house rents for about $1,900 here.
What are property taxes in Humble, TX?
The median total tax rate on homes sold in Humble was 2.54% (all taxing units combined, including MUD or PID districts where they apply). Texas has no state income tax, so local property taxes are higher than most states. 93% of homes sold have an HOA (median $503 a year).
What school districts serve Humble?
Homes sold in Humble in the last 12 months were in Humble ISD, Aldine ISD. Districts follow property lines, not city or ZIP lines, so check the district for each address you consider.
What can I buy in Humble for my budget?
In the $250K–$350K range, the typical Humble home sold was 2,214 square feet with 4 bedrooms, built around 2005. Every price range is in the table on this page.
Does Humble flood?
2% of resale homes sold in Humble sit in a FEMA 100-year flood zone, and the city's ZIP codes had 3,723 flood insurance claims in 10 years. Check the flood zone and the seller's disclosure for every home, and quote flood insurance before you offer.

Looking somewhere else around Houston?

Buying to rent it out? See rents and cash flow in Humble. Already own here? See what Humble homes sell for.

Sources: HAR MLS closed sales, active listings and leases (single-family homes); Freddie Mac 30-year average rate via FRED; FEMA National Flood Insurance Program claims (OpenFEMA). Data as of 2026-10-20; medians for the Humble postal city (Harris County). Based on information from the Houston Association of REALTORS® MLS; not guaranteed accurate. School district names come from MLS records; verify for each address.

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