Pearland Town Center plaza and clock tower, Pearland, Texas

Photo: Pearland Town Center by Brian Reading, CC BY-SA 3.0 (cropped)

Buying a home in Pearland, TX

What Pearland homes cost, how fast they sell, the real monthly payment with taxes and insurance, and what your budget buys, from 1,319 HAR MLS sales. Updated October 2026.

Talk to a Pearland buyer's agentSelling in Pearland?

Is it a good time to buy a house in Pearland, TX?

Pearland is a seller's market with 3.6 months of homes for sale (394 active single-family listings). Homes sold for a median 98.3% of list price after 23 days, and 48% of sellers paid toward the buyer's closing costs (median $7,000), so there is room to negotiate on homes that have sat.

The Pearland home market, October 2026

From our monthly market report: resale single-family homes closed 2025-10-18 to 2026-10-18, HAR MLS.

Median sale price · 12 mo
$372,500 ▼ 0.7%
Last 3 months $365K · 1,153 resales
Price per sq ft · 12 mo
$158 ▼ 0.6%
Median 2,387 sq ft · built 2002
Days on market · 12 mo
22 days ▲ 2 days
CDOM 30 · 98.3% of list · 73% below original ask
Cash buy target · 12 mo
$295,000 ▼ 6.1%
Median fixer-upper sale (64) · 11% below updated $/sq ft · cash sales $325K
Seller concessions · 12 mo
44% ▲ 6 pts
of sales · median $7,000 (1.9%)
Median rent, houses · 12 mo
$2,450 ▲ 2.1%
778 leases · $1.14/sq ft · 3-bed $2,210
2024-102026-10$352K
Median resale price by month, 24 months (gray = the year before).

▲▼ = change vs the 12 months before (2024-10-18 to 2025-10-18). Resale single-family houses, new construction excluded.

Seller's market3.6 months of inventory

395 single-family homes active, 103 pending, against 110 closings a month (new builds included). Under 4 months favors sellers, over 6 favors buyers.

All single-family sales including new construction: median $380,000; new construction 13% of sales at a median $405,000. For sale today: 394 homes at a median list price of $399,000, on the market a median 44 days; 103 under contract. 16% of homes sold have a pool.

The real monthly payment

For the median Pearland home ($380,000) with 10% down ($38,000) at the 7.40% 30-year average (2026-10-15).

Property tax at the median MLS rate before any homestead exemption; insurance 0.9% of price a year; HOA averaged across homes. Mortgage insurance, if any, is extra. Get a lender quote for your own number.

Principal + interest$2,368
Property tax (2.39%)$756
Homeowners insurance$285
HOA (average)$48
Estimated payment / month$3,457

For comparison, a 3-bedroom house in Pearland rents for a median $2,210 a month.

What your budget buys in Pearland

The typical home sold in each price range, last 12 months (new construction included).

Price rangeMedian sq ftBedroomsBuiltNew constructionHomes sold
Under $250K1,342319820%64
$250K–$350K1,910319985%413
$350K–$450K2,5074200620%511
$450K–$600K3,2004200917%264
$600K and up3,814420010%67

Pearland by ZIP code

ZIP codes with at least 20 single-family sales in the last 12 months. Flood claims are FEMA flood insurance claims in 10 years.

ZIPMedian pricePrice / sq ftMedian sq ftDays on marketFor sale nowFlood claims (10 yr)
77584$375,000$1572,39524239545
77581$382,000$1652,385211281,070
77089$400,000$1642,59133242,318
Costs and risks to check
In 100-year flood zone
6% of resale homes sold
Flood claims, 10 years
4,164 FEMA NFIP, city ZIP codes
Property tax rate
2.36% median on MLS, incl. MUD/PID
HOA
$825/yr 81% of homes · check lease rules
Insurance (estimate)
0.9% of value ≈ $218/mo
Cash buyers
22% of 175 sales reporting terms
Days to lease
23 days ▼ 2 days
Rental supply
2.2 mo 147 for lease now

Rates: 30-year fixed average 7.40% (2026-10-15), 6.27% a year earlier; 15-year 6.71% (Freddie Mac via FRED). Investor DSCR loan quote 7.875% (Blink Lending, 2026-10-14).

Buying in Pearland: questions we hear

How much is a house in Pearland, TX?
The median single-family home in Pearland sold for $380,000 over the last 12 months (1,319 sales), $160 per square foot. Resales: $372,000; new construction: $405,000 (13% of sales). Homes for sale today list at a median $399,000.
What is the monthly payment on a $380,000 house in Pearland?
About $3,457 a month with 10% down ($38,000) at the 7.40% 30-year average rate: $2,368 principal and interest, $756 property tax at Pearland's median 2.39% rate, $285 insurance and $48 HOA. A homestead exemption lowers the tax once you live there; mortgage insurance may apply under 20% down. A 3-bedroom house rents for about $2,210 here.
What are property taxes in Pearland, TX?
The median total tax rate on homes sold in Pearland was 2.39% (all taxing units combined, including MUD or PID districts where they apply). Texas has no state income tax, so local property taxes are higher than most states. 83% of homes sold have an HOA (median $700 a year).
What school districts serve Pearland?
Homes sold in Pearland in the last 12 months were in Pearland ISD, Alvin ISD, Fort Bend ISD, Pasadena ISD. Districts follow property lines, not city or ZIP lines, so check the district for each address you consider.
What can I buy in Pearland for my budget?
In the $250K–$350K range, the typical Pearland home sold was 1,910 square feet with 3 bedrooms, built around 1998. Every price range is in the table on this page.
Does Pearland flood?
6% of resale homes sold in Pearland sit in a FEMA 100-year flood zone, and the city's ZIP codes had 4,164 flood insurance claims in 10 years. Check the flood zone and the seller's disclosure for every home, and quote flood insurance before you offer.

Looking somewhere else around Houston?

Buying to rent it out? See rents and cash flow in Pearland. Already own here? See what Pearland homes sell for.

Sources: HAR MLS closed sales, active listings and leases (single-family homes); Freddie Mac 30-year average rate via FRED; FEMA National Flood Insurance Program claims (OpenFEMA). Data as of 2026-10-20; medians for the Pearland postal city (Brazoria, Harris and Fort Bend counties). Based on information from the Houston Association of REALTORS® MLS; not guaranteed accurate. School district names come from MLS records; verify for each address.

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