The historic Imperial Sugar refinery in Sugar Land, Texas

Photo: Imperial Sugar refinery by i_am_jim, CC BY-SA 3.0 (cropped)

Buying a home in Sugar Land, TX

What Sugar Land homes cost, how fast they sell, the real monthly payment with taxes and insurance, and what your budget buys, from 1,270 HAR MLS sales. Updated October 2026.

Talk to a Sugar Land buyer's agentSelling in Sugar Land?

Is it a good time to buy a house in Sugar Land, TX?

Sugar Land is a balanced market with 5.6 months of homes for sale (590 active single-family listings). Homes sold for a median 97.4% of list price after 22 days, and 35% of sellers paid toward the buyer's closing costs (median $6,000), so there is room to negotiate on homes that have sat.

The Sugar Land home market, October 2026

From our monthly market report: resale single-family homes closed 2025-10-18 to 2026-10-18, HAR MLS.

Median sale price · 12 mo
$450,000 ▼ 2.2%
Last 3 months $441K · 1,261 resales
Price per sq ft · 12 mo
$172 ▼ 1.1%
Median 2,731 sq ft · built 1993
Days on market · 12 mo
22 days ▲ 3 days
CDOM 39 · 97.3% of list · 80% below original ask
Cash buy target · 12 mo
$308,000 ▼ 3.7%
Median fixer-upper sale (74) · 24% below updated $/sq ft · cash sales $529K
Seller concessions · 12 mo
34% ▲ 2 pts
of sales · median $6,000 (1.4%)
Median rent, houses · 12 mo
$2,300 ■ flat
1,297 leases · $1.07/sq ft · 3-bed $2,050
2024-102026-10$396K
Median resale price by month, 24 months (gray = the year before).

▲▼ = change vs the 12 months before (2024-10-18 to 2025-10-18). Resale single-family houses, new construction excluded.

Balanced5.6 months of inventory

596 single-family homes active, 101 pending, against 106 closings a month (new builds included). Under 4 months favors sellers, over 6 favors buyers.

All single-family sales including new construction: median $450,000; new construction 1% of sales at a median $439,990. For sale today: 590 homes at a median list price of $480,000, on the market a median 47 days; 101 under contract. 22% of homes sold have a pool.

The real monthly payment

For the median Sugar Land home ($450,000) with 10% down ($45,000) at the 7.40% 30-year average (2026-10-15).

Property tax at the median MLS rate before any homestead exemption; insurance 0.9% of price a year; HOA averaged across homes. Mortgage insurance, if any, is extra. Get a lender quote for your own number.

Principal + interest$2,804
Property tax (1.96%)$735
Homeowners insurance$338
HOA (average)$73
Estimated payment / month$3,950

For comparison, a 3-bedroom house in Sugar Land rents for a median $2,050 a month.

What your budget buys in Sugar Land

The typical home sold in each price range, last 12 months (new construction included).

Price rangeMedian sq ftBedroomsBuiltNew constructionHomes sold
Under $250K1,382319810%74
$250K–$350K1,932319850%298
$350K–$450K2,465419933%260
$450K–$600K3,007419941%267
$600K and up4,016420021%371

Sugar Land by ZIP code

ZIP codes with at least 20 single-family sales in the last 12 months. Flood claims are FEMA flood insurance claims in 10 years.

ZIPMedian pricePrice / sq ftMedian sq ftDays on marketFor sale nowFlood claims (10 yr)
77479$530,000$1793,10021321483
77498$320,000$1542,17826165144
77478$463,500$1772,6412484107
Costs and risks to check
In 100-year flood zone
1% of resale homes sold
Flood claims, 10 years
734 FEMA NFIP, city ZIP codes
Property tax rate
1.96% median on MLS, incl. MUD/PID
HOA
$915/yr 95% of homes · check lease rules
Insurance (estimate)
0.9% of value ≈ $203/mo
Cash buyers
32% of 176 sales reporting terms
Days to lease
28 days ▼ 12 days
Rental supply
3.1 mo 366 for lease now

Rates: 30-year fixed average 7.40% (2026-10-15), 6.27% a year earlier; 15-year 6.71% (Freddie Mac via FRED). Investor DSCR loan quote 7.875% (Blink Lending, 2026-10-14).

Buying in Sugar Land: questions we hear

How much is a house in Sugar Land, TX?
The median single-family home in Sugar Land sold for $450,000 over the last 12 months (1,270 sales), $173 per square foot. Resales: $450,000; new construction: $439,990 (1% of sales). Homes for sale today list at a median $480,000.
What is the monthly payment on a $450,000 house in Sugar Land?
About $3,950 a month with 10% down ($45,000) at the 7.40% 30-year average rate: $2,804 principal and interest, $735 property tax at Sugar Land's median 1.96% rate, $338 insurance and $73 HOA. A homestead exemption lowers the tax once you live there; mortgage insurance may apply under 20% down. A 3-bedroom house rents for about $2,050 here.
What are property taxes in Sugar Land, TX?
The median total tax rate on homes sold in Sugar Land was 1.96% (all taxing units combined, including MUD or PID districts where they apply). Texas has no state income tax, so local property taxes are higher than most states. 95% of homes sold have an HOA (median $915 a year).
What school districts serve Sugar Land?
Homes sold in Sugar Land in the last 12 months were in Fort Bend ISD, Lamar Consolidated ISD. Districts follow property lines, not city or ZIP lines, so check the district for each address you consider.
What can I buy in Sugar Land for my budget?
In the $250K–$350K range, the typical Sugar Land home sold was 1,932 square feet with 3 bedrooms, built around 1985. Every price range is in the table on this page.
Does Sugar Land flood?
1% of resale homes sold in Sugar Land sit in a FEMA 100-year flood zone, and the city's ZIP codes had 734 flood insurance claims in 10 years. Check the flood zone and the seller's disclosure for every home, and quote flood insurance before you offer.

Looking somewhere else around Houston?

Buying to rent it out? See rents and cash flow in Sugar Land. Already own here? See what Sugar Land homes sell for.

Sources: HAR MLS closed sales, active listings and leases (single-family homes); Freddie Mac 30-year average rate via FRED; FEMA National Flood Insurance Program claims (OpenFEMA). Data as of 2026-10-20; medians for the Sugar Land postal city (Fort Bend County). Based on information from the Houston Association of REALTORS® MLS; not guaranteed accurate. School district names come from MLS records; verify for each address.

Buying in Sugar Land?

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