The historic Griffin House in Tomball, Texas

Photo: Griffin House by Michael Martin from Cypress, Texas, CC BY-SA 2.0 (cropped)

Buying a home in Tomball, TX

What Tomball homes cost, how fast they sell, the real monthly payment with taxes and insurance, and what your budget buys, from 1,549 HAR MLS sales. Updated October 2026.

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Is it a good time to buy a house in Tomball, TX?

Tomball is a balanced market with 5.4 months of homes for sale (699 active single-family listings). Homes sold for a median 98.1% of list price after 35 days, and 49% of sellers paid toward the buyer's closing costs (median $7,000), so there is room to negotiate on homes that have sat.

The Tomball home market, October 2026

From our monthly market report: resale single-family homes closed 2025-10-18 to 2026-10-18, HAR MLS.

Median sale price · 12 mo
$375,000 ▲ 0.5%
Last 3 months $360K · 1,149 resales
Price per sq ft · 12 mo
$162 ■ flat
Median 2,484 sq ft · built 2009
Days on market · 12 mo
28 days ▲ 5 days
CDOM 43 · 98.2% of list · 78% below original ask
Cash buy target · 12 mo
$267,000 ▲ 1.5%
Median fixer-upper sale (50) · 16% below updated $/sq ft · cash sales $398K
Seller concessions · 12 mo
41% ▲ 3 pts
of sales · median $7,000 (1.8%)
Median rent, houses · 12 mo
$2,200 ■ flat
953 leases · $1.16/sq ft · 3-bed $2,000
2024-102026-10$420K
Median resale price by month, 24 months (gray = the year before).

▲▼ = change vs the 12 months before (2024-10-18 to 2025-10-18). Resale single-family houses, new construction excluded.

Balanced5.4 months of inventory

704 single-family homes active, 153 pending, against 130 closings a month (new builds included). Under 4 months favors sellers, over 6 favors buyers.

All single-family sales including new construction: median $378,000; new construction 26% of sales at a median $385,740. For sale today: 699 homes at a median list price of $399,369, on the market a median 55 days; 153 under contract. 15% of homes sold have a pool.

The real monthly payment

For the median Tomball home ($378,000) with 10% down ($37,800) at the 7.40% 30-year average (2026-10-15).

Property tax at the median MLS rate before any homestead exemption; insurance 0.9% of price a year; HOA averaged across homes. Mortgage insurance, if any, is extra. Get a lender quote for your own number.

Principal + interest$2,355
Property tax (2.49%)$786
Homeowners insurance$284
HOA (average)$61
Estimated payment / month$3,486

For comparison, a 3-bedroom house in Tomball rents for a median $2,000 a month.

What your budget buys in Tomball

The typical home sold in each price range, last 12 months (new construction included).

Price rangeMedian sq ftBedroomsBuiltNew constructionHomes sold
Under $250K1,503319992%118
$250K–$350K1,9323201327%512
$350K–$450K2,4834202038%419
$450K–$600K2,8514201829%255
$600K and up3,6424201512%245

Tomball by ZIP code

ZIP codes with at least 20 single-family sales in the last 12 months. Flood claims are FEMA flood insurance claims in 10 years.

ZIPMedian pricePrice / sq ftMedian sq ftDays on marketFor sale nowFlood claims (10 yr)
77375$359,999$1662,34931352396
77377$395,000$1652,50639327168
77447$372,990$1692,4966419220
Costs and risks to check
In 100-year flood zone
1% of resale homes sold
Flood claims, 10 years
714 FEMA NFIP, city ZIP codes
Property tax rate
2.44% median on MLS, incl. MUD/PID
HOA
$700/yr 88% of homes · check lease rules
Insurance (estimate)
0.9% of value ≈ $194/mo
Cash buyers
21% of 167 sales reporting terms
Days to lease
30 days ▼ 2 days
Rental supply
2.8 mo 238 for lease now

Rates: 30-year fixed average 7.40% (2026-10-15), 6.27% a year earlier; 15-year 6.71% (Freddie Mac via FRED). Investor DSCR loan quote 7.875% (Blink Lending, 2026-10-14).

Buying in Tomball: questions we hear

How much is a house in Tomball, TX?
The median single-family home in Tomball sold for $378,000 over the last 12 months (1,549 sales), $165 per square foot. Resales: $375,000; new construction: $385,740 (26% of sales). Homes for sale today list at a median $399,369.
What is the monthly payment on a $378,000 house in Tomball?
About $3,486 a month with 10% down ($37,800) at the 7.40% 30-year average rate: $2,355 principal and interest, $786 property tax at Tomball's median 2.49% rate, $284 insurance and $61 HOA. A homestead exemption lowers the tax once you live there; mortgage insurance may apply under 20% down. A 3-bedroom house rents for about $2,000 here.
What are property taxes in Tomball, TX?
The median total tax rate on homes sold in Tomball was 2.49% (all taxing units combined, including MUD or PID districts where they apply). Texas has no state income tax, so local property taxes are higher than most states. 91% of homes sold have an HOA (median $800 a year).
What school districts serve Tomball?
Homes sold in Tomball in the last 12 months were in Tomball ISD, Klein ISD, Waller ISD. Districts follow property lines, not city or ZIP lines, so check the district for each address you consider.
What can I buy in Tomball for my budget?
In the $250K–$350K range, the typical Tomball home sold was 1,932 square feet with 3 bedrooms, built around 2013. Every price range is in the table on this page.
Does Tomball flood?
1% of resale homes sold in Tomball sit in a FEMA 100-year flood zone, and the city's ZIP codes had 714 flood insurance claims in 10 years. Check the flood zone and the seller's disclosure for every home, and quote flood insurance before you offer.

Looking somewhere else around Houston?

Buying to rent it out? See rents and cash flow in Tomball. Already own here? See what Tomball homes sell for.

Sources: HAR MLS closed sales, active listings and leases (single-family homes); Freddie Mac 30-year average rate via FRED; FEMA National Flood Insurance Program claims (OpenFEMA). Data as of 2026-10-20; medians for the Tomball postal city (Harris and Montgomery counties). Based on information from the Houston Association of REALTORS® MLS; not guaranteed accurate. School district names come from MLS records; verify for each address.

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