Buying a home in Spring, TX

What Spring homes cost, how fast they sell, the real monthly payment with taxes and insurance, and what your budget buys, from 3,927 HAR MLS sales. Updated October 2026.

Is it a good time to buy a house in Spring, TX?

Spring is a balanced market with 4.8 months of homes for sale (1,559 active single-family listings). Homes sold for a median 98.6% of list price after 29 days, and 49% of sellers paid toward the buyer's closing costs (median $7,000), so there is room to negotiate on homes that have sat.

The Spring home market, October 2026

From our monthly market report: resale single-family homes closed 2025-10-18 to 2026-10-18, HAR MLS.

Median sale price · 12 mo
$339,000 ▲ 0.6%
Last 3 months $337K · 3,648 resales
Price per sq ft · 12 mo
$144 ▼ 2.4%
Median 2,448 sq ft · built 2003
Days on market · 12 mo
27 days ▲ 5 days
CDOM 45 · 98.6% of list · 72% below original ask
Cash buy target · 12 mo
$230,000 ▲ 2.2%
Median fixer-upper sale (244) · 26% below updated $/sq ft · cash sales $314K
Seller concessions · 12 mo
49% ▲ 7 pts
of sales · median $7,000 (2.2%)
Median rent, houses · 12 mo
$2,100 ■ flat
2,878 leases · $1.09/sq ft · 3-bed $1,900
2024-102026-10$345K
Median resale price by month, 24 months (gray = the year before).

▲▼ = change vs the 12 months before (2024-10-18 to 2025-10-18). Resale single-family houses, new construction excluded.

Balanced4.8 months of inventory

1,583 single-family homes active, 326 pending, against 328 closings a month (new builds included). Under 4 months favors sellers, over 6 favors buyers.

All single-family sales including new construction: median $347,000; new construction 7% of sales at a median $428,990. For sale today: 1,559 homes at a median list price of $365,000, on the market a median 50 days; 326 under contract. 22% of homes sold have a pool.

The real monthly payment

For the median Spring home ($347,000) with 10% down ($34,700) at the 7.40% 30-year average (2026-10-15).

Property tax at the median MLS rate before any homestead exemption; insurance 0.9% of price a year; HOA averaged across homes. Mortgage insurance, if any, is extra. Get a lender quote for your own number.

Principal + interest$2,162
Property tax (2.36%)$683
Homeowners insurance$260
HOA (average)$46
Estimated payment / month$3,151

For comparison, a 3-bedroom house in Spring rents for a median $1,900 a month.

What your budget buys in Spring

The typical home sold in each price range, last 12 months (new construction included).

Price rangeMedian sq ftBedroomsBuiltNew constructionHomes sold
Under $250K1,609319820%793
$250K–$350K2,161420024%1,189
$350K–$450K2,7054200513%797
$450K–$600K3,2014200913%588
$600K and up4,2024201111%560

Spring by ZIP code

ZIP codes with at least 20 single-family sales in the last 12 months. Flood claims are FEMA flood insurance claims in 10 years.

ZIPMedian pricePrice / sq ftMedian sq ftDays on marketFor sale nowFlood claims (10 yr)
77386$415,000$1662,69028383446
77379$383,000$1402,85627349785
77373$245,000$1311,84438370627
77388$299,000$1322,32528224327
77389$485,000$1702,79526175235
77380$306,500$1702,0072532644
77382$582,500$2292,677151533
77381$660,000$2422,8271110124
Costs and risks to check
In 100-year flood zone
2% of resale homes sold
Flood claims, 10 years
3,221 FEMA NFIP, city ZIP codes
Property tax rate
2.35% median on MLS, incl. MUD/PID
HOA
$600/yr 91% of homes · check lease rules
Insurance (estimate)
0.9% of value ≈ $166/mo
Cash buyers
22% of 580 sales reporting terms
Days to lease
30 days ▼ 2 days
Rental supply
3.6 mo 926 for lease now

Rates: 30-year fixed average 7.40% (2026-10-15), 6.27% a year earlier; 15-year 6.71% (Freddie Mac via FRED). Investor DSCR loan quote 7.875% (Blink Lending, 2026-10-14).

Buying in Spring: questions we hear

How much is a house in Spring, TX?
The median single-family home in Spring sold for $347,000 over the last 12 months (3,927 sales), $146 per square foot. Resales: $339,000; new construction: $428,990 (7% of sales). Homes for sale today list at a median $365,000.
What is the monthly payment on a $347,000 house in Spring?
About $3,151 a month with 10% down ($34,700) at the 7.40% 30-year average rate: $2,162 principal and interest, $683 property tax at Spring's median 2.36% rate, $260 insurance and $46 HOA. A homestead exemption lowers the tax once you live there; mortgage insurance may apply under 20% down. A 3-bedroom house rents for about $1,900 here.
What are property taxes in Spring, TX?
The median total tax rate on homes sold in Spring was 2.36% (all taxing units combined, including MUD or PID districts where they apply). Texas has no state income tax, so local property taxes are higher than most states. 91% of homes sold have an HOA (median $600 a year).
What school districts serve Spring?
Homes sold in Spring in the last 12 months were in Klein ISD, Conroe ISD, Spring ISD, Tomball ISD. Districts follow property lines, not city or ZIP lines, so check the district for each address you consider.
What can I buy in Spring for my budget?
In the $250K–$350K range, the typical Spring home sold was 2,161 square feet with 4 bedrooms, built around 2002. Every price range is in the table on this page.
Does Spring flood?
2% of resale homes sold in Spring sit in a FEMA 100-year flood zone, and the city's ZIP codes had 3,221 flood insurance claims in 10 years. Check the flood zone and the seller's disclosure for every home, and quote flood insurance before you offer.

Looking somewhere else around Houston?

Buying to rent it out? See rents and cash flow in Spring. Already own here? See what Spring homes sell for.

Sources: HAR MLS closed sales, active listings and leases (single-family homes); Freddie Mac 30-year average rate via FRED; FEMA National Flood Insurance Program claims (OpenFEMA). Data as of 2026-10-20; medians for the Spring postal city (Harris and Montgomery counties). Based on information from the Houston Association of REALTORS® MLS; not guaranteed accurate. School district names come from MLS records; verify for each address.

Buying in Spring?

Tell us your budget, timing and must-haves. A Gableway agent sends homes that fit and can set up showings.

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